Our verdict
For evaluation traders, FXIFY is one of the most flexible programs here: trailing or static drawdowns, EAs and news allowed, on-demand first payout and a full fee refund with it. The Instant tiers are the opposite — manual-only, no news, no weekends. Read the variant names carefully: "Two Phase" alone means two different rule sets.
- Three Phase is the cheapest entry ("from $39")
- Daily loss uses the previous day's closing balance (5 PM EST)
- Two Phase Classic's 25% consistency rule never resets
- ⚠ Base split stated as both 75% and 80% on firm pages
Trustpilot Rating
"They were easy to contact and they resolve issues quickly."
"I am writing this review after FXIFY seized my legitimate $40,000 payout and closed my account…"
Read all 6,509 reviews on Trustpilot ↗
Checked 26 October 2026. Trustpilot scores change live — this is Trustpilot's rating, not PropDealHub's.
Programs Compared
Every program FXIFY documents on its own pages. Daily loss is measured from the previous day's closing balance (5 PM EST) throughout.
| Program | Target(s) | Daily loss | Max drawdown | Min. days |
|---|---|---|---|---|
| One Phase | 10% | 3% | 6% trailing (locks at start) | 5 |
| Two Phase Standard | 10% then 5% | 4% | 10% trailing | 5 / phase |
| Two Phase Classic | 5% then 10%* | 4% | 10% static | 4 |
| Two Phase Pro | Not published | 4% | 8% static | Not published |
| Three Phase | 5% × 3 | 5% | 5% static | 5 / phase |
| Lightning | 5% in 7 days | 3% | 4% trailing | 3 |
| Instant Standard | None (funded) | 8% | 8% trailing | — |
| Instant Lite | None (funded) | 3% | 4% trailing | 5 |
*Per the static-account FAQ — see the conflicts box. Verified price points from FXIFY's own pages: One Phase $25K is $199 list ($149.25 with FXIFY's own REWARD25 promo at check time); Lightning starts at $59; Instant Lite from $19 (2.5K); Instant Standard from $69 (1K). Full ladders are configurator-only.
Rules & Red Flags
**Fee refund with first payout is explicitly promised for One Phase, Two Phase Standard, Three Phase and Lightning; no refund statement was found for Instant, Classic or Pro.
Payouts
On the evaluation programs, the first payout is on demand once you have closed your first funded trade and met the 5 minimum trading days; after that, withdrawals run every 30 days, or every 14 days with the bi-weekly add-on. Instant Standard pays first at 14 days, then every 14 days; Lite every 10 days; Lightning 7 days after the first funded trade, then bi-weekly.
The minimum withdrawal is $50, and all withdrawals go through RISE — you need a RISE account verified with the same email as your FXIFY account, plus FXIFY KYC and a signed trader contract. One configurator quirk worth knowing: on some plans, choosing the 30-day payout cycle pays a 100% performance split instead of 80%. FXIFY does not publish a payout processing time on the pages we checked.
FXIFY Discount: 10% Off via Our Link (No Code)
FXIFY does not honour typed-in partner codes — our 10% discount is applied automatically by our affiliate link and was verified at a real checkout on 20 October 2026 ($89.00 → $80.10). If you type PROPDEALHUB into FXIFY's discount field it returns "Invalid"; that is expected, and it is why we never list FXIFY as a code. Use the link and check the discounted total before paying.
Frequently Asked Questions
Is there an FXIFY discount code?
Not one you can type. Partner discounts at FXIFY apply automatically through the partner's link — ours takes 10% off and was checkout-verified ($89.00 → $80.10). Typing a code into their field returns "Invalid".
Which FXIFY program is cheapest?
FXIFY markets its programs as starting "from $39" (the Three Phase). Lightning starts at $59 and Instant Lite at $19 for a $2.5K account. Full per-size ladders are only in the checkout configurator.
Are EAs allowed at FXIFY?
Yes on the One, Two and Three Phase evaluations — but not on Instant Funding or Instant Lite, which are manual-only and also ban news trading and weekend holding.
How do FXIFY payouts work?
Through RISE only, with a $50 minimum. First payout on evaluations is on demand after 5 minimum trading days; then every 30 days (14 with the add-on). Instant Standard: first at 14 days, then every 14 days. Lite: every 10 days.
What is FXIFY's profit split?
Most program pages say 80%, upgradable to 90% with a paid add-on; the User Agreement's example implies a 75% base. Some checkout configurations pay 100% if you choose a 30-day payout cycle. Confirm the split shown in your checkout.
Sources
Direct documentation from FXIFY's own site — evidence links, not partner links: Homepage ↗ — FXIFY Solutions Limited, London (company no. 14451720); Support Centre ↗ — help hub and contact routes; FAQs ↗ — the firm's help-centre answers, including the program rules and payout terms behind this review; One Phase ↗; Two Phase ↗; Three Phase ↗; Instant Funding ↗; Lightning Challenge ↗ — program pages behind the comparison table and the conflicts box. FXIFY does not link its Terms or User Agreement from its public site navigation, so no direct link to those documents is given here; the legal-clause claims in this review rest on the 23 Oct 2026 check noted in the transparency box above. The partner buttons elsewhere on this page are separate from these evidence links.