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PUBLISHED 23 OCTOBER 2026

FundingPips Review 2026: Costs, Rules & Payouts

A practical look at FundingPips' simulated trading evaluations — five models, splits up to 100%, and some of the most detailed rule systems in the industry. Read the rules carefully: this firm's funded stage has teeth. FundingPips says it has been building traders globally since 2022.

✓ Five account models✓ Splits up to 100%✓ Entry from $29 (verified)⚠ Complex funded-stage rules
Research-based review · Rules checked 23 Oct 2026 · No invented review score
ENTRY PRICE • VERIFIED 23 OCT 2026

From $29

2 Step Pro, $5K account — the cheapest entry we verified
FundingPips publishes no full price list: fees are set in its purchase configurator and change with the payout cycle and add-ons you pick.
Editorial transparency
Every figure here was read on fundingpips.com or its Help Center, except the 2 Step Flex Phase-2 target, where the firm's own pages disagree (Help Center 8% vs third-party 6%). We could not find a legal entity name on the firm's own public pages in this check, so we do not state one.

Our Verdict: Who is FundingPips for?

FundingPips rewards traders who read rulebooks. The headline splits go up to 100% and entry starts at $29, but the funded stage runs a strike system and a profit-concentration policy that can cut your split or close the account.

Trustpilot Rating

★★★★★★★★★★4.5out of 5 — Excellent

Based on 70,967 Trustpilot reviews · 82% gave 5 stars · 8% gave 1 star

★★★★★ 24 Oct 2026

"Got my first payout approved and sent to my rise account all under 15 minutes."

★★☆☆☆ 26 Oct 2026

"They disabled my account without telling me what documents are not well."

Read all 70,967 reviews on Trustpilot ↗

Checked 26 October 2026. Trustpilot scores change live — this is Trustpilot's rating, not PropDealHub's.

What looks good

Five models, from $29 entry to instant funding
Splits up to 100% on On Demand and Monthly options
Weekly, bi-weekly, monthly and on-demand cycles
Rules published in a detailed Help Center

What to watch closely

Striking System can halve, cut or end your account
Weekend holding on Master accounts needs the Swing add-on
No full price list — prices only inside the configurator
Homepage banners contradict the firm's own rulebook
Bottom line: Choose FundingPips for the model and cycle that fit how you trade — then read that model's Help Center rules twice. The marketing banner is not the contract.

FundingPips Models at a Glance

Five models, one rulebook each. FundingPips does not publish a full price list — fees are set in its purchase configurator and change with the payout cycle and add-ons. Verified entry prices appear below the table.

ModelTargetsDaily LossMax LossSplit Options
2 Step Pro6% then 6%3%6% staticWeekly 80% · On Demand 100%
2 Step Standard8% then 5%5%10% staticWeekly 60% · Bi-Weekly 80% · On Demand 100%
2 Step Flex10% then 8%4%12% staticBi-Weekly 80% or 95% · On Demand / Monthly 100%
1 Step Flex12% (one step)2% or 3% by configuration12% staticBi-Weekly 80% · On Demand 100%
Zero (instant)None3%5% trailing95% bi-weekly
Prices verified on fundingpips.com on 23 Oct 2026: 2 Step Pro from $29 (5K); $100K at $466 (2 Step Pro) and $666 (1 Step Flex). No challenge has a maximum time limit. 2 Step Pro has no minimum trading days on new accounts; 2 Step Standard requires 3 per phase.

Trading Rules That Actually Matter

FundingPips' funded-stage rule systems are the real product. Read these before the prices.

Cheapest daily loss room2%
Inactivity limit30 days
Max split available100%
The Striking SystemOn Master accounts, losing 1% or more on a single trade idea collects a strike. Second strike: your split is halved. Third: cut to 20%. Fourth: the account is closed.
Profit Concentration PolicyOn accounts of $25K+, if more than 60% of your target comes from one trade idea, you must show 4 profitable days before every reward — permanently.
Daily & Maximum LossThe daily limit is calculated on the higher of opening balance or equity, including floating positions, and resets at 00:00 UTC+3. Static maximum loss also counts floating positions.
News TradingDeliberately trading high-impact news is prohibited. On Master accounts, profits around major releases can be deducted under a 5-minute window rule. On Zero, holding through news within ±10 minutes is a hard breach.
Weekend HoldingOn Master accounts it requires the Swing add-on — without it, positions are closed automatically each day. On Zero, weekend holding means termination.
InactivityNo trading activity for 30 days is a hard breach and ends the account.
Phase-2 Target (2 Step Flex)FundingPips' Help Center and trading-objectives page both say 8%. Some third-party trackers cite 6% from the firm's terms. Confirm the target on your own account — the terms prevail.
EAs & AutomationThird-party EAs may only be used as risk managers; the firm's terms require your own strategy. Check the current terms before using any automation.
FundingPips' homepage campaign advertises "No Striking System, No Risk Per Trade Idea, No Profit Concentration" — while its Help Center documents all three in full. Trust the Help Center, not the banner.

Splits, Payouts & Scaling

Your split is chosen at purchase through the payout cycle — it is not one fixed number. On Demand at 100% carries conditions: 35% consistency and 7 profitable days of at least 0.5% on the models that require them.

Minimum Request1% of the account size. Via Rise or bank transfer, the minimum is $500.
Payout MethodsCard, crypto (USDT/USDC on ERC20), Rise and bank transfer.
Processing1–3 working days, plus 1–2 days for the payment to reflect.
Fee RefundOnly 2 Step Standard refunds the challenge fee — with the 4th reward.
Prime ScalingInvitation-only tier for proven traders: daily rewards at an 80% split, accounts up to $2M.
Platforms & LeverageMT5, cTrader and Match-Trader; 41 instruments. Forex leverage 1:100 (Zero 1:50); crypto 1:2 in evaluation, 1:1 on Master accounts.

Figures stated on fundingpips.com and its Help Center as of 23 Oct 2026 — not independently tested payout outcomes.

FundingPips Discount Code

FundingPips does not offer a PropDealHub discount code at this time. Prices depend on the model, payout cycle and add-ons chosen in FundingPips' configurator — the verified entry price is $29 for the 2 Step Pro 5K.

See our discount codes page for firms with codes we have verified at checkout.

Frequently Asked Questions

Does FundingPips have a discount code?

Not through PropDealHub at this time. Prices depend on the model, payout cycle and add-ons chosen in FundingPips' configurator.

What is the profit split at FundingPips?

It depends on the cycle you choose: from 60% (2 Step Standard weekly) up to 100% (On Demand and Monthly options, with conditions). Zero pays 95% bi-weekly.

Can I trade news and hold over the weekend?

Carefully. Deliberate news trading is prohibited, Master accounts can lose profits made around major releases, weekend holding on Master accounts needs the Swing add-on, and on Zero accounts both can end the account.

How and when do I get paid?

Request from 1% of account size (minimum $500 by Rise or bank). Processing takes 1–3 working days. Cycles run weekly, bi-weekly, monthly or on demand depending on the option you bought.

Sources, Method & Disclosure

A trustworthy review should distinguish company statements from independent testing.

Primary source: FundingPips official website ↗ and its Help Center. See the official terms for eligibility and current account rules.

Our method: Research-based comparison of publicly available firm information, checked on 23 Oct 2026. This review does not claim that a challenge was purchased, traded or successfully paid out by PropDealHub.

Affiliate relationship: PropDealHub may earn commission on qualified referrals — it never changes a firm's data here. Read affiliate disclosure ↗

Rules and prices can change — always re-confirm the final price and terms at checkout before paying.

Written by Sami Ullah

PropDealHub is run by Sami Ullah, an independent trader and researcher based in Pakistan. He compares prop firms using each firm's own published prices, rules and payout terms, and personally tests every discount code at checkout before it is listed — with the test date and the before/after prices published alongside each code.

Published: 23 October 2026 · Updated: 26 October 2026